Top 10 Signs You’ve Joined a Cheap HMO

10. Annual breast exam conducted at Hooters.
9. Directions to your doctor’s office include, “take a left when you enter the trailer park.”
8. Tongue depressors taste faintly of Fudgesicles.
7. Only proctologist in the plan is “Gus” from Roto-Rooter.
6. Only item listed under Preventive Care coverage is “an apple a day.”
5. Your “primary care physician” is wearing the pants you gave to Goodwill last month.
4. “Patient responsible for 200% of out-of-network charges” is not a typo.
3. The only expense covered 100% is embalming.
2. With your last HMO, your Prozac didn’t come in different colors with little “m”s on them.

And the Number 1 Sign You’ve Joined a Cheap HMO …

1. You ask for Viagra. You get a popsicle stick and duct tape.

You Know You’ve Been Out Of College Too Long When …

Your potted plants stay alive.

Having sex in a twin-sized bed is absurd.

You keep more food than beer in the fridge.

6:00 a.m. is when you get up, not when you go to sleep.

You hear your favorite song on the elevator at work.

You carry an umbrella.

You watch the Weather Channel.

Your friends marry and divorce instead of hook-up and break-up.

You go from 130 days of vacation time to 7.

Jeans and a sweater no longer qualify as “dressed up.”

You’re the one calling the police because those damn kids next door don’t know how to turn down the stereo.

Older relatives feel comfortable telling sex jokes around you.

You don’t know what time Taco Bell closes anymore.

Your car insurance goes down and your car payments go up.

You feed your dog Science Diet instead of McDonalds.

Sleeping on the couch is a no-no.

You no longer take naps from noon to 6 p.m.

Dinner and a movie – The whole date instead of the beginning of one.

MTV News is no longer your primary source for information.

You go to the drugstore for Ibuprofen and antacids, not condoms and pregnancy test kits.

A $4.00 bottle of wine is no longer “pretty good stuff.”

You actually eat breakfast foods at breakfast time.

Grocery lists are longer than macaroni and cheese, Diet Pepsi and Ho-ho’s.

“I just can’t drink the way I used to,” replaces, “I’m never going to drink that much again.”

Over 90% of the time you spend in front of a computer is for real work.

You don’t get liquored up at home, to save money, before going to a bar.

It takes you all night to do what you used to do all night.

Living With Kids

From a San Diego father who has identified 35 truths
he learned from his children.

1. There is no such thing as childproofing your house.

2. If you spray hairspray on dust bunnies and run over them with roller blades they can ignite.

3. A 4-year-old’s voice is louder than 200 adults in a crowded restaurant.

4. If you hook a dog leash over a ceiling fan, the motor is not strong enough to rotate a 42-pound boy wearing pound puppy underwear and a Superman cape.

5. It is strong enough, however, to spread paint on all four walls of a 20 x 20 ft. room.

6. Baseballs make marks on ceilings.

7. When using the ceiling fan as a bat, you have to throw the ball up several times before you get a hit.

8. You should not throw baseballs up when the ceiling fan is on.

9. A ceiling fan can hit a baseball a long way.

10. The glass in windows (even double pane) doesn’t stop a baseball hit by a ceiling fan.

11. When you hear the toilet flush and the words “uh-oh”, it is already too late.

12. Brake fluid mixed with Clorox makes smoke-lots of it.

13. A 6-year-old boy can start a fire with a flint rock even though a 60-year-old man says it can only be done in the movies.

14. A magnifying glass can start a fire even on an overcast day.

15. If you use a waterbed as a home plate while wearing baseball shoes, it does not leak. It explodes.

16. A king-size waterbed holds enough water to fill a 2,000-sq.-ft. house almost four inches deep.

17. Legos will pass through the digestive tract of a 4-year-old.

18. Duplos will not.

19. Play-Doh and microwave ovens should never be used in the same sentence.

20. Super Glue is forever.

21. MacGyver can teach us many things we don’t want to know.

22. So can Tarzan.

23. No matter how much Jell-O you put in the pool, you still can’t walk on water.

24. Pool filters do not like Jell-O.

25. VCRs do not eject PB&J sandwiches, even though TV commercials show they do.

26. Garbage bags do not make good parachutes.

27. Marbles in gas tanks make lots of noise when driving.

28. You probably don’t want to know what that odor is.

29. Always look in the oven before you turn it on.

30. Plastic toys do not like ovens.

31. The fire department in San Diego has at least a 5-minute response time.

32. The spin cycle on the washing machine does not make earthworms dizzy.

33. It will, however, make cats dizzy.

34. Cats throw up twice their body weight when dizzy.

35. A good sense of humor will get you through most problems in life (unfortunately, mostly in retrospect).

How Many Members Of Your Sign Does It Take To Change A Light Bulb?

ARIES:
Just one. You want to make something of it?

TAURUS:
One, but just try to convince them that the burned-out bulb is useless and should be thrown away.

GEMINI:
Two, but the job never gets done – they just keep discussing who is supposed to do it and how it’s supposed to be done!

CANCER:
Just one. But it takes a therapist three years to help them through the grieving process.

LEO:
Leos don’t change light bulbs, although sometimes their agent will get a Virgo in to do the job for them while they’re out.

VIRGO:
Approximately 1.000000 with an error of +/- 1 millionth.

LIBRA:
Er, two. Or maybe one. No, on second thought, make that two. Is that OK with you?

SCORPIO:
That information is strictly secret and shared only with the Enlightened Ones in the Star Chamber of the Ancient Hierarchical Order.

SAGITTARIUS:
The sun is shining, the day is young, we’ve got our whole lives ahead of us, and you’re inside worrying about a stupid burned-out light bulb?

CAPRICORN:
I don’t waste my time with these childish jokes.

AQUARIUS:
Well, you have to remember that everything is energy, so …

PISCES:
Light bulb? What light bulb?

How To Identify Where Drivers Are From

One hand on wheel, one hand on horn: New York

One hand on wheel, one finger out window: Chicago

One hand on wheel, one hand on newspaper, foot solidly on accelerator: Boston

One hand on wheel, cradling cell phone, brick on accelerator: California
*with gun in lap: L.A.

Both hands on wheel, eyes shut, both feet on brake, quivering in terror: Ohio, but driving in California.

Both hands in air, gesturing, both feet on accelerator, head turned to talk to someone in back seat: Italy

One hand on latte, one knee on wheel, cradling cell phone, foot on brake, mind on game: Seattle

One hand on wheel, one hand on hunting rifle, alternating between both feet being on the accelerator and both on the brake, throwing a McDonalds bag out the window: Texas city male

One hand on wheel, one hand hanging out the window, keeping speed steadily at 70 mph, driving down the center of the road unless coming around a blind curve, in which case they are on the left side of the road: Texas country male

One hand constantly refocusing the rear-view mirror to show different angles of the BIG hair, one hand going between mousse, brush, and rat-tail to keep the helmet hair going, both feet on the accelerator, poodle steering the car, chrome .38 revolver with mother of pearl inlaid handle in the glove compartment: Texas female

Both hands on steering wheel in a relaxed posture, eyes constantly checking the rear-view mirror to watch for visible emissions from their own or another’s car: Colorado

One hand on steering wheel, yelling obscenities, the other hand waving gun out the window and firing repeatedly, keeping a careful eye out for landmarks along the way so as to be able to come back and pick up any bullets that didn’t hit other motorists so as not to litter: Colorado resident on spotting a car with Texas plate.

Four wheel drive pickup truck, shotgun mounted in rear window, beer cans on floor, squirrel tails attached to antenna: West Virginia male.

Junker, driven by someone who previously had a nice car and who is now wearing a barrel: Las Vegas

Workplace Lingo

BLAMESTORMING – Sitting around in a group discussing why a deadline was missed or a project failed and who was responsible.

PRAIRIE DOGGING – When someone yells or drops something loudly in a “cube farm” (an office full of cubicles) and everyone’s heads pop up over the walls to see what’s going on.

TOURISTS – People who take training classes just to get a vacation from their jobs. “We had three serious students in the class; the rest were just tourists.”

TREEWARE – Printed computer software/hardware documentation.

CLM (Career Limiting Move) – Used among microserfs to describe ill-advised activity. Trashing your boss while he or she is within earshot is a serious CLM. (Also known as CEB – Career Ending Behavior)

OHNOSECOND – That minuscule fraction of time in which you realize that you’ve just made a BIG mistake. (See CLM)

ADMINISPHERE – The rarefied organizational layers beginning just above the rank and file. Decisions that fall from the admini-sphere are often profoundly inappropriate or irrelevant to the problems they were designed to solve.

DILBERTED – To be exploited and oppressed by your boss. Derived from the experiences of Dilbert, the engineer in the job-from-hell comic strip character. “I’ve been dilberted again. The old man revised the specs for the fourth time this week.”

SEAGULL MANAGER – A manager who flies in, makes a lot of noise, poops on everything, and then leaves.

SALMON WEEK – The experience of spending an entire week swimming upstream only to die, and someone else get the benefit.

404 – Someone who’s clueless. From the World Wide Web error message “404 Not Found,” meaning that the requested document could not be located. “Don’t bother asking him … he’s 404, man.”

PERCUSSIVE MAINTENANCE – The fine art of whacking an electronic device “just right” to get it to work again.

Martha Stuart’s Tips For Rednecks

1. Never take a beer to a job interview.
2. Always identify people in your yard before shooting at them.
3. It’s considered tacky to take a cooler to church.
4. If you have to vacuum the bed, it is time to change the sheets.
5. Even if you’re certain that you are included in the will, it is still considered tacky to drive a U-Haul to the funeral home.

DINING OUT
1. When decanting wine, make sure that you tilt the paper cup, and pour slowly so as not to “bruise” the fruit of the vine.
2. If drinking directly from the bottle, always hold it with your finger covering the label.

ENTERTAINING IN YOUR HOME
1. A centerpiece for the table should never be anything prepared by a taxidermist.
2. Do not allow the dog to eat at the table

18 Basic Rules for Driving in Washington, DC

(1) A right lane construction closure is just a game to see how many people can cut in line by passing you on the right as you sit in the left lane waiting for the same jerks to squeeze their way back in, before hitting construction barrels.
(2) Turn signals are just clues as to your next move in road battle, so never use them.
(3) Under no circumstances should you leave a safe distance between you and the car in front of you no matter how fast you’re going. If you do, the space will be filled in by somebody else, putting you in an even more dangerous situation.
(4) The faster you drive through a red light, the smaller the chance you have of getting hit.
(5) Never get in the way of a car that needs extensive body work. (Remember no-fault insurance: He might not have much to lose, you do.)
(6) Braking is to be done as hard and late as possible to insure that your anti-lock braking system kicks in to give you a nice relaxing foot massage as the brake pedal pulsates.
(7) Construction signs tell you about road closures immediately after you pass the exit before the traffic begins to back up.
(8) The electronic traffic warning system signs are not there to provide useful information, just to make DC look progressive.
(9) Never pass on the left when you can pass on the right. It’s a good way to scare people entering the highway.
(10) Speed limits are arbitrary figures to make our nation’s Capitol look as if it conforms with other state policies; these are given only as suggestions and are readily unenforceable.
(11) Just because you’re in the left lane and have no room to speed up or move over doesn’t mean that a Beltway driver flashing his high beams behind you doesn’t think he can go faster in your spot.
(12) Please remember that there is no such thing as a shortcut during rush-hour traffic in downtown DC.
(13) Always slow down and rubberneck when you see an accident or even a person changing a tire. If you’re lucky, you may see the unwitting breakdown victim get mugged. (The proceeds of such ventures are vested directly into the Democratic front-runner’s campaign for Mayor).
(14) Learn to swerve abruptly. The DC / Metro area is the home of the high-speed slalom driving thanks to VDOT, who put potholes in key locations to test drivers’ reflexes and keep them on their toes.
(15) It is traditional in DC to honk your horn at cars that don’t move the instant the light changes. The city is founded upon such traditions.
(16) Seeking eye contact with another driver revokes your right of way.
(17) Giving the finger may invite armed retaliation.
(18) All unmarked exits lead to Southeast DC.